We disclaim any guarantees, warranties, and conditions with respect to our site and your use of it to the fullest extent authorized by law. Nothing in this disclaimer is intended to, or will, limit or exclude our or your liability for death or personal injury, limit or exclude our or your liability for fraud or fraudulent misrepresentation, limit or exclude our or your liability for any other matter which may not be limited or excluded under applicable law, or create any liability on our part where none exists.
Except as provided in the preceding paragraph, the limitations and prohibitions of liability set forth in this Section and elsewhere in this disclaimer:

(a) apply to all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty

(b) apply without regard to the theories of liability.

We disclaim all responsibility for, and all liability resulting from, any loss or damage of any kind incurred as a result of, or in connection with, your use of this site so long as it and its contents are offered free of charge.